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	<title>Business Insurance &#124; Family Insurance</title>
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	<description>Insuring Oklahoma For More Than 80 Years.</description>
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		<title>Planned Giving &#8211; A &#8220;Now and Later&#8221; Gift</title>
		<link>http://thefrsgroup.com/2010/01/01/planned-giving-a-now-and-later-gift/</link>
		<comments>http://thefrsgroup.com/2010/01/01/planned-giving-a-now-and-later-gift/#comments</comments>
		<pubDate>Sat, 02 Jan 2010 01:50:48 +0000</pubDate>
		<dc:creator>frankey</dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[capital gains taxes]]></category>
		<category><![CDATA[charitable dollars]]></category>
		<category><![CDATA[charitable gifts]]></category>
		<category><![CDATA[charitable income tax]]></category>
		<category><![CDATA[charitable remainder trust]]></category>
		<category><![CDATA[family business]]></category>
		<category><![CDATA[income tax deduction]]></category>
		<category><![CDATA[life insurance policies]]></category>

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		<description><![CDATA[Did you know that your assets could provide lasting support to others while still benefitting you and your family? Through careful planning today, charitable gifts can have a future impact far beyond your expectations. Through the tax code, our government encourages charitable giving by providing tax saving incentives designed to reward philanthropy.
You may have heard [...]]]></description>
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		<title>Common Misconceptions Causing Business Owners Not to Purchase EPLI</title>
		<link>http://thefrsgroup.com/2009/12/01/common-misconceptions-causing-business-owners-not-to-purchase-epli/</link>
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		<pubDate>Wed, 02 Dec 2009 01:46:00 +0000</pubDate>
		<dc:creator>frankey</dc:creator>
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		<category><![CDATA[compensation discrimination]]></category>
		<category><![CDATA[discrimination litigation]]></category>
		<category><![CDATA[employment discrimination]]></category>
		<category><![CDATA[employment practices]]></category>
		<category><![CDATA[equal employment opportunity commission]]></category>
		<category><![CDATA[human resources policies and procedures]]></category>
		<category><![CDATA[wachovia]]></category>

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		<description><![CDATA[In 2005, almost 80,000 charges of employment discrimination were filed with the Equal Employment Opportunity Commission alone. Add to this the thousands of lawsuits brought under other federal, state and local employment laws, and it becomes apparent that discrimination suits are one of the most common types heard in courts.
In spite of this emerging trend, [...]]]></description>
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